This video reveals an astonishingly easy way to stop massacres in mere seconds. It requires: * No police or 911. * No taxpayer expense. * Can be deployed anywhere. * Begins working in as little as five seconds. * Protects innocent lives Spread the word: Concealed carry SAVES LIVES.
Saint Augustine, FL (PRWEB) July 24, 2012
Q1Medicare.com now offers their updated 2012 Medicare.gov Plan Finder tutorial highlighting some of the most recent Plan Finder changes. The Q1Medicare online tutorial is presented in a simple format and designed to guide even novice internet users step-by-step through the Medicare.gov Plan Finder. Q1Medicare also provides screen-shots and helpful tips throughout the tutorial to help assist new and returning Plan Finder users navigate their way to the most affordable stand-alone Medicare Part D prescription drug plan or Medicare Advantage plan coverage.
The tutorial begins by taking users through the steps of answering basic Medicare coverage questions and entering their medications. The tutorial also reminds returning Plan Finder users that they can retrieve their saved drug list from their past Plan Finder sessions and make any necessary adjustments to their prescription drug lists.
As a change from past versions of the Plan Finder, the tutorial emphasizes that the Medicare tool now requires that users choose one or two pharmacies in their geographic area before they can proceed to the Medicare plan summary or overview page. With this additional step, user will see how different pharmacies price their medications and how drug cost-sharing can vary between pharmacies even for the same Medicare prescription drug plan.
More Medicare prescription drug plans are now working with preferred network pharmacies that offer slightly lower drug cost-sharing as compared to the same plans regular network pharmacies, notes Dr. Susan Johnson, co-founder and technical director of the Q1Medicare.com site. Accordingly, we recommend that Plan Finder users select and review two local pharmacies so that they can see how drug coverage prices can vary pharmacy to pharmacy.
The Plan Finder tutorial also illustrates the two options for people who do not want to enter any medications into the Plan Finder, but still want to see an overview of the available Medicare Part D and Medicare Advantage plans. Medicare beneficiaries who do not use any prescription medications can skip the Plan Finder drug-entry step and the pharmacy selection step, going directly into an overview of all Medicare Part D plans or Medicare Advantage plans in their area sorted only by total annual premium costs. On the other hand, people who are unsure of their prescription needs can also skip the drug-entry step by choosing to enter their drugs later and the Medicare.gov Plan Finder will assign each Medicare plan with an estimated annual prescription drug cost based on the users default value of good health. If desired, users can then change their general health status to get a better estimate of annual drug costs under each Medicare plan.
As in the past, the tutorial then shows how users can select to search different Medicare plan types and compare up to three Medicare plans side-by-side. The Plan Finder then provides users with links within the comparison charts so the user can learn more about each individual plans coverage details.
The Medicare.gov Plan Finder tutorial can be found directly at Q1Medicare.com/tutorial.php and is available to the public at no cost. Like other Q1Medicare tools, the Medicare.gov tutorial is designed to work on PC, smartphone, and tablet platforms.
As a complement to the Medicare.gov Plan Finder, Q1Medicare.com has also updated their own online Medicare plan finder tools, the 2012 PDP-Finder.com and 2012 MA-Finder.com, both designed to provide the Medicare community with a quick overview of their 2012 Medicare plan options.
Q1Medicare.com reminds seniors and other Medicare beneficiaries that they can enroll in a 2013 Medicare Part D prescription drug plan or Medicare Advantage plan during the annual Open Enrollment Period starting Monday, October 15 through Friday, December 7, 2012.
About the Q1Medicare.com Website
Q1Medicare.com is one of the largest independent online resources for Medicare Part D prescription drug plan and Medicare Advantage plan information. Q1Medicare offers a large selection of Frequently Asked Questions, online tools, and a free Medicare Part D Newsletter all designed to help Medicare beneficiaries, healthcare professionals, advocates, advisers, caregivers, and insurance agents better understand both the Medicare Part D prescription drug and Medicare Advantage programs. Q1Medicare.com is operated by Q1Group LLC (Saint Augustine, Florida).
Some years ago in 2006, Mitt Romney broke the mold of health insurance debate by pushing through legislation for a mandate in Massachusetts. If the best solution of a single payer system is politically unacceptable in America, this is the next-best way of bringing insurance to all citizens. The result shows this US state has the lowest number of citizens uninsured. In theory, this was a triumph and, if the political wind had not changed, it should have been followed with ease by the Federal Government. Except what had worked in Massachusetts was, apparently, not what the rest of America wanted. What went wrong and how has Massachusetts reacted?
When the debate was running the first time around, a GOP Governor was introducing a law approved in principle by his party. Indeed, he actively drew on the work of right-wing think tanks when drafting the bill. Since the only opposition likely to this law was going to come from the right, the bipartisan debate was very good-tempered and constructive. As we know, the law passed with some ease. But when President Obama tried to spread the gospel of the mandate to the rest of America, the tone of the rhetoric changed from constructive to aggressively negative. Instead of the President having the same bipartisan support as enjoyed by Governor Romney, he was faced by all-out opposition. This shift in the way the same two laws have been portrayed has left its mark on US politics. Now running in the Presidential race, Mitt Romney has defended the law as it applies in his own state, but campaigned on the basis he will repeal the mandate for all other states.
Why is Mitt Romney being careful? Because the mandate is massively popular in Massachusetts. People appreciate the health insurance benefits and, because of the mandate, the health insurance premium rates have stayed affordable. What’s not to like about a system that buys treatment for almost all citizens at a price everyone can afford? So he cannot reject his own law. He can only say he will not force other states to follow his example.
New York, NY (PRWEB) July 21, 2012
InsuranceQuotesUSA.com, part of the Insurance Quotes USA finance network, is an all-in-one stop for information, tips, and quotes on car insurance and many other types of insurance coverage. Through recent studies from J.D. Powers and Associates, the company reveals the top rated insurance companies in different regions within the United States. The study is compiled of customer satisfaction surveys in five different areas – customer service, rates, coverage types, payment options, and claim process. “By knowing the top rated companies in your area, you can approach the top rated companies first in your search for affordable car insurance quotes,” said Eric, Senior Advisor of InsuranceQuotesUSA.com.
Top Rated Insurance Companies In The California Region
2. Automobile Club of Southern California (AAA)
3. State Farm
5. The Hartford
8. California Average
10. NCNU (AAA)
For the Central Region
1. Texas Farm Bureau
2. State Farm
4. American Family
6. Central Average
8. AAA Missouri/Texas
For the Mid-Atlantic Region
1. Erie Insurance
2. State Farm
3. Mid-Atlantic Average
7. The Hartford
10. Liberty Mutual
For the North Central Region
1. Auto-Owners Insurance
2. State Farm
3. Erie Insurance
5. Grange Insurance
7. North Central Average
8. Liberty Mutual
For the Northeast Region
1. Amica Mutual
2. New York Central Mutual
4. Liberty Mutual
5. State Farm
7. Northeast Average
For the Southeast Region
1. Farm Bureau Insurance – Tennessee
2. North Carolina Farm Bureau
3. State Farm
5. Kentucky Farm Bureau
6. Southeast Average
8. Auto-Owners Insurance
“The latest customer satisfaction rankings should help consumers find the best insurer to fit their needs in their area of the country,” said Eric.
In addition to the tips above, InsuranceQuotesUSA.com also recommends consumers to take a defensive driving course to save an additional 10% on car insurance.
InsuranceQuotesUSA.com offers a fast, secure, and easy to use platform which allows consumers to compare quotes from multiple companies at the same time. “Consumers can compare and save more than $ 800 on car insurance with us,” Eric continued. “We had one individual who managed to save over $ 828 on a new policy with similar coverage.”
About the Insurance Quotes USA Network
The Insurance Quotes USA (IQUSA) network currently has 3 web properties within the network – InsuranceQuotesUSA.com, AffordableInsurancePlans.com, and PropertyInsuranceCoverage.com. Each website serves a unique purpose for consumers in the United States. With the company’s I.Q.U.S.A. service model – Instant insurance quotes, Quotes from multiple companies, Unbeatable coverage types, Smooth user experience, and Affordable policy rates – the company aims to build a strong online presence in the insurance industry through new domain acquisitions and development. In addition to car insurance, the IQUSA network also provides home, health, life, business, and travel insurance quotes.
How does InsuranceQuotesUSA.com work? When a zip code is entered, the system automatically determines the location of the zip code, connects with insurance providers in the specific area, and then displays quotes from multiple companies on the screen. The entire process completes in a matter of seconds. Compare and save money on affordable insurance plans today.
The world is watching for the news of the decision from the Supreme Court on whether Obamacare is constitutional. Whichever side of the debate the pundits are on, one thing is certain. When they appear on television to give their opinions and predictions, the end of the world is upon us. Very few people seem to be relaxed while they wait for the decision. So let’s take the possibilities step-by-step. The most extreme outcome would be for the Court to strike down the entire Act. This would rely on the majority finding that the introduction of the mandate undermines all the other provisions. This seems less likely but, if it happened, we would simply go back to the law as it applied before the Affordable Care Act was signed by the President. This is a known quantity and the only loss would be all the money spent on preparing for the new law to be implemented. The threat, of course, is that angry healthy people like you will simply stop buying any form of health insurance leaving only those who need treatment facing ever larger bills. No one says political protests have to be rational.
But suppose only the mandate is struck down. This would leave insurers bound to accept everyone with pre-existing conditions. When this was tried in Washington, health insurance quotes surged higher. Except, unlike Washington, Obamacare also includes a subsidy which helps those on lower incomes. So those most at risk would find their payments remaining affordable. States pick up the bill for keeping premium rates low. It also gives them an incentive to find ways of reduced medical costs.
But what if the Supreme Court finds Obamacare is constitutional? The mandate was been working well in Massachusetts and there’s no reason to believe it will not work equally well in the rest of the country. If people decide to make a political protest and refuse to buy health insurance plans, they will pay a tax penalty of either $695 or 2.5% of their income whichever is higher.
A discussion about US health care costs
Video Rating: 4 / 5
Not many health insurance providers maintain contracts with companies that provide allergy relief. However, it is interesting to note that some health insurance companies pay for the treatment of allergy symptoms but never the treatment of the root cause. One also has to note that if you already have coverage for allergies, consider yourself lucky because there are only very few insurers that provide this kind of coverage.
The question is, why aren’t allergies covered by insurance companies? According to experts, most insurers do not have this kind of coverage because most medications for allergies are OTC drugs and as long as they are available as OTC drugs companies will never cover them.
Having an allergy means the body reacts to certain substances found in food, dust, or mold. There are also seasonal irritants that can cause allergies including pollen that can trigger itchy eyes, rashes and even trouble breathing. Things that can cause allergies include house dust mites, food products such as eggs and milk, pollen from grasses and trees, certain medications, chemicals used in the home for cleaning, insects, dogs, cats and molds.
The usual treatment of such allergies of course is the use of drugs that ease the irritation. These drugs are sold over the counter as mentioned before and they only treat the symptoms of allergies.
It is important for someone who suffers from allergic reactions to either avoid the irritant or be ready with a drug that suppresses the symptoms. Since medications for allergies are readily available, those who have a lot of allergies should always be ready with meds. How do these medications work though? Experts say that medications for allergies will not cure the allergy per se but will only ease the irritation caused by symptoms such as sneezing and wheezing, runny nose, itchy eyes, and the like. There are different kinds of antihistamines though, some available in cream or liquid form while others available as oral medication.
If you really need health insurance coverage that will shoulder the expenses for your allergy medication, it is best to ask around or go to a comparison website to look for one. Not many health insurance companies provide such coverage so looking for one that does will be a bit difficult.
(PRWEB) July 08, 2012
Knoji, a consumer information site, today rolled out a new site structure aimed at simplifying navigation and discovery for consumers who are searching for reviews and ratings on companies. The new structure includes new top level categories aimed at providing an intuitive starting point for consumers who are seeking information on a company, type of company, or product type.
The relaunch marks the end of a 30-day project sprint in which the company re-assessed its existing site structure, which was targeted at a more general audience and general knowledge topics. Knoji’s new mission is to provide a Wikipedia-type experience for community-powered knowledge sharing, but with a specific focus on consumers, companies, and products. The design challenge faced by the company comprised of maintaining and strengthening its existing brand as a credible source of general factual knowledge while increasing its focus on consumers and company information. The result is a new navigation system with the following primary categories:
Babies & Kids
Business & Office
Health & Beauty
Sports & Fitness
Travel & Tickets
The re-architecture project will come in two phases. The first phase, just completed, involved creating a taxonomy to serve as the foundation of Knoji’s content and navigation going forward. The next phase involves integrating Knoji’s world-class content generation platform with the new taxonomy to create an unparalleled platform for generating and sharing knowledge on any consumer-related knowledge topic. The company notes that the existing categorization scheme for articles will continue to exist and develop on its own, but that the primary site navigation will focus on this new system.
Knoji is aggressively expanding its team of writers and experts to write on topics relating to the above categories. The program, called the Knoji Expert program, provides an opportunity for skilled and knowledgeable writers to build a reputation as a consumer expert while earning competitive rates for blogging about topics they enjoy writing about. Consumer Experts gain access to a range of projects which offer varying levels of compensation, such as writing product reviews, answer consumer questions, and verifying coupons. To inquire about opportunities, visit the company’s website and apply for a position.